PayPal
As an affiliate, you probably already have a PayPal account, as many merchants use PayPal to pay affiliate commissions nowadays.
Frankly, I'd prefer a check for the full amount and not get dinged the fees both to take the payment and then withdraw it from my PayPal account.
That sucks.
That said, PayPal is pretty darned convenient from a merchant's point of view... IF you're not using Clickbank to sell your products, in which case you won't need to set up PayPal payment buttons.
Below is an example of a Paypal payment button. Other, nicer-looking ones are available.
This particular button took me about 30 seconds to create, and is in fact a "Donation" button.
Feel free. Click the button and make a $5.00 donation. I haven't had my Starbucks yet today.
PayPal Fee Structure
| Personal Account | Premier/Business Account | |
| Open an Account | Free | Free |
| Send Money | Free | Free |
| Withdraw Funds | Free for bank accounts in the US | Free for bank accounts in the US |
| Add Funds | Free | Free |
| Receive Funds | Free | 1.9% to 2.9% + $0.30 USD  Different fees apply to banks outside the US |
If your transaction involves a currency conversion, it will be completed at a retail foreign exchange rate determined by PayPal, which is adjusted regularly based on market conditions. This exchange rate includes a 2.5% spread above the wholesale exchange rate at which PayPal obtains foreign currency, and the spread is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction.
StormPay
Though not as popular as PayPal, Stormpay still has its advantages, primarily for those who wish to accept payments from people in countries which are not yet acknowledged by either Clickbank or PayPal.
If you can copy and paste, you can add Stormpay's "Buy Now" buttons to your web pages and start accepting credit card and e-check payments online. StormPay.com creates the button code for your web pages using a simple online form, and there are a variety of buttons from which you can choose.
StormPay Fee Structure:
Send Payments:
- From StormPay account balance: FREE
- From Credit Card or Bank Account: 3% Processing fee (example: If payment is $5 your card is charged $5.15)
Receive Payments:
- Non NetIBA** Certified: 6.9% plus 69 cents
- NetIBA** Certified accounts: 2.9% plus 39 cents
Withdrawals:
- Check by mail: FREE
- Direct Deposit to U.S. Checking account: FREE
- Check by Courier U.S.: $20
- Check by Courier Intl.: $35